A payments company built from founding to 22% market share

James Carter
14 Mar 2024
7 min read
22%
Market Share
200+
Services Launched
What

Context

A newly established payments company set itself an unusual double target: penetrate the digital payments market and reach profitability in year one. It needed digital financial products for the business sector, effective marketing and expansion strategies, and the corporate machinery — governance, compliance, product lifecycle — of a company several years older.

How
Approach

Over eighteen months from the founding stage we worked across the full build: strategic support and decision-making for the board; alignment of vision across executive teams and stakeholders; end-to-end product lifecycle management from idea to launch; the market-entry plan and its execution; regulatory compliance and market analysis; the IT, change-management and complaints procedures; and the sales growth, partnership and revenue strategies. Commercially, bundling became the signature: services packaged and sold as integrated solutions.

Result
Impact
The achievements over the engagement:
22% market share captured in prepaid cards
More than 50 products and 200+ services launched across multiple business lines
More than 5 million customers acquired, with high user-activity rates
The consumer wallet established as a key market player in under four months
Three profitable business lines built

Explore more impacts

Governance
Launch-ready
A legal framework built before day one
Developed contracts, platform terms, regulatory documentation, and governance frameworks that reduced legal risk and enabled commercial launch.
Execution
2025 - 2030
A five-year execution roadmap
Integrated strategy, operating model, capability initiatives, and governance designed to guide long-term growth and execution.
Launch
Launch
Core systems to market
Business plan with budget and timeline, GTM strategy, and core systems — ERP, CRM, AML — built from zero.

We've been the client

We know what execution feels like.